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    <title>Forem: Retro</title>
    <description>The latest articles on Forem by Retro (@retro099).</description>
    <link>https://forem.com/retro099</link>
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      <title>Forem: Retro</title>
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      <title>I Dockerized a Bank-Grade Credit Card Fraud Detection App with XGBoost (Recall 0.92 + SHAP)</title>
      <dc:creator>Retro</dc:creator>
      <pubDate>Fri, 13 Mar 2026 15:44:25 +0000</pubDate>
      <link>https://forem.com/retro099/i-dockerized-a-bank-grade-credit-card-fraud-detection-app-with-xgboost-recall-092-shap-320o</link>
      <guid>https://forem.com/retro099/i-dockerized-a-bank-grade-credit-card-fraud-detection-app-with-xgboost-recall-092-shap-320o</guid>
      <description>&lt;h1&gt;
  
  
  I Dockerized a Bank-Grade Credit Card Fraud Detection App with XGBoost
&lt;/h1&gt;

&lt;p&gt;&lt;a href="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Farticles%2Fmeexqv9eaenmepoby0ye.png" class="article-body-image-wrapper"&gt;&lt;img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Farticles%2Fmeexqv9eaenmepoby0ye.png" alt="SHAP Force Plot - Fraud Cases" width="800" height="178"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Farticles%2Fc0fj7s6y8633d8hhmvy0.png" class="article-body-image-wrapper"&gt;&lt;img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Farticles%2Fc0fj7s6y8633d8hhmvy0.png" alt="SHAP Summary Plot" width="800" height="994"&gt;&lt;/a&gt; &lt;/p&gt;

&lt;p&gt;&lt;a href="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Farticles%2Forq2vqoscc6ytz2xmptk.png" class="article-body-image-wrapper"&gt;&lt;img src="https://media2.dev.to/dynamic/image/width=800%2Cheight=%2Cfit=scale-down%2Cgravity=auto%2Cformat=auto/https%3A%2F%2Fdev-to-uploads.s3.amazonaws.com%2Fuploads%2Farticles%2Forq2vqoscc6ytz2xmptk.png" alt="Confusion Matrix - Best Model" width="800" height="633"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  1. Project Background &amp;amp; Challenge
&lt;/h2&gt;

&lt;p&gt;Credit card fraud detection is a classic &lt;strong&gt;extreme imbalanced data&lt;/strong&gt; problem (fraud rate only 0.172%).&lt;br&gt;&lt;br&gt;
Normal accuracy looks amazing (~99.8%), but in real business the cost of &lt;strong&gt;false negatives&lt;/strong&gt; is huge.&lt;/p&gt;

&lt;p&gt;So I built the model with a &lt;strong&gt;Recall-first&lt;/strong&gt; approach.&lt;/p&gt;

&lt;h2&gt;
  
  
  2. Key Results
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;Recall: &lt;strong&gt;0.92&lt;/strong&gt;
&lt;/li&gt;
&lt;li&gt;PR-AUC: &lt;strong&gt;0.85&lt;/strong&gt;
&lt;/li&gt;
&lt;li&gt;SHAP analysis clearly identified &lt;strong&gt;V14 and V17&lt;/strong&gt; as the top fraud drivers&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  3. Tech Stack &amp;amp; Production Features
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;Model: XGBoost + scale_pos_weight for imbalance&lt;/li&gt;
&lt;li&gt;Production: Docker + docker-compose&lt;/li&gt;
&lt;li&gt;Testing: Full unit tests&lt;/li&gt;
&lt;li&gt;Model persistence: joblib with DataFrame input&lt;/li&gt;
&lt;li&gt;Dependencies: All strictly pinned&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  4. How to Run (Docker)
&lt;/h2&gt;



&lt;div class="highlight js-code-highlight"&gt;
&lt;pre class="highlight shell"&gt;&lt;code&gt;docker compose up
&lt;/code&gt;&lt;/pre&gt;

&lt;/div&gt;



&lt;h2&gt;
  
  
  5. GitHub Repository
&lt;/h2&gt;

&lt;p&gt;&lt;a href="https://github.com/Retro099/ML-Projects/tree/main/Credit_Card_Fraud_Detection" rel="noopener noreferrer"&gt;https://github.com/Retro099/ML-Projects/tree/main/Credit_Card_Fraud_Detection&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  6. What I Learned
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;Always use Recall + PR-AUC as main metrics for imbalanced data&lt;/li&gt;
&lt;li&gt;In production, always use DataFrame for predictions&lt;/li&gt;
&lt;li&gt;Dockerization dramatically increases portfolio credibility&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;If you found this project useful, feel free to star the repository ⭐&lt;/p&gt;

</description>
      <category>showdev</category>
      <category>machinelearning</category>
      <category>docker</category>
      <category>xgboost</category>
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