From Code to Coverage: How We Built ShiftSure in 48 Hours

Omprakash Rout — Mon, 23 Mar 2026 15:47:39 +0000

Hackathons are essentially a high-stakes race to turn a "what if" into a working "here it is" before the caffeine wears off. For Team Meow Company, participating in the Guidewire DEVTrails 2026 was less about the trophy and more about fixing a massive structural failure in India’s gig economy: the 15 million delivery partners currently operating without a safety net.

The Problem: Why Q-Commerce?
In a city like Chennai, heavy rain is an excuse to order in. For a Zepto or Blinkit rider, that same rain is a direct hit to their weekly earnings. Whether it’s flooding, a dark-store outage, or an extreme heatwave, a single disruption can wipe out hours of potential income in minutes.

Currently, there is exactly zero automated financial protection for this. We built ShiftSure to change that—an AI-powered parametric platform that triggers instant payouts based on verified data, not manual claims.

The 2:00 AM Pivot: Graph Intelligence
The most productive part of the weekend happened in the middle of the night when we hit the inevitable wall: Fraud. Verifying a disruption without invasive, battery-draining GPS tracking is a nightmare.

The solution? Graph Intelligence. Instead of treating riders as isolated data points, we modeled the relationships between workers, zones, and weather events. This led to our Mutual Micro-Pool model. Riders at the same dark store share a risk unit, and because it’s a mutual model, surplus premiums are returned as rebates if the week is disruption-free. It’s insurance that actually makes sense for the user, not just the provider.

Phase 1 and the Road Ahead
We’ve successfully checked off Phase 1 (Seed)—the foundation, the persona architecture, and the core trigger engine are live.

We’re already looking at the next two hurdles:

Phase 2 (Scale): Implementing ML-driven income prediction and dynamic, real-time pricing.

Phase 3 (Soar): Advanced fraud layers using GPS validation and historical weather cross-referencing.

ShiftSure started at SRM IST, but we’re building it to be the standard for gig work protection. To the riders keeping the city moving: we see the hustle, and we’re building the tech to make sure it’s protected.

ShiftSure: Because your shift matters.

Forem: Omprakash Rout

From Code to Coverage: How We Built ShiftSure in 48 Hours